Home Loan
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What are your options if you are not able to pay your EMIs?
When taking a home loan, the buyer must be aware that he will have to pay the monthly EMI every month for the next 15 to 20 years. Taking the EMI, assuming that nothing will go wrong, is not the way to progress. The future is uncertain, and there can...
Deepa Agarwal
HOME TRADING STEPS -
How to Pay your Home Loan Faster?
Buying a house while taking a home loan is easy, but it also makes you stay burdened under the debt until the debt has been paid off. It is a big decision to buy a house and a bigger decision to be ready to pay the EMI for the next 15 to 20 years. ...
Deepa Agarwal
HOME LOAN -
Is it Alright to ask the Family to help Financially to Purchase a Home?
When it comes to purchasing a house, it is better to ask your closest family and friends to help you out financially to complete the purchase. The advantage of the same is that one does not have to feel burdened by the huge debt of home loan that one...
Dev Singhraha
HOME TRADING STEPS -
What to do if the Bank Loses your Sale Deed?
When you take a home loan to purchase the dream house, the bank or the loan lending company keeps the sales deed with them. They return you the sales deed once you have paid every last penny of your outstanding loan amount. The banks and financial in...
Dev Singhraha
HOME LOAN -
Repaid your Home Loan? What Should you do Now?
Repaying your home loan is a blissful feeling. It feels like one has gotten rid of all the burden they have been carrying for years. However, your work does not end after paying the last instalment of your home loan. There are still certain things on...
Dev Singhraha
HOME LOAN -
All you Need to Know About Home Loan Co-Applicants
A co-applicant is the person who applies for the home loan along with the main applicant. There can be two types of co-applicants: one whose income is calculated to pay the home loan and one whose income is not included in the home loan. It is imp...
Dev Singhraha
HOME LOAN -
Improve your Credit Score for a Cheaper Home Loan
When taking a home loan, the loan lender looks at your credit history. Repeated reminders to pay your outstanding bills or other EMI can reflect negatively on your credit score. For the uninitiated, the credit scores are assigned by the credit bureau...
Dev Singhraha
HOME LOAN -
What Determines the Rate of Interest?
Buying a house is a dream of every Indian and with the banks and financial institutes giving out home loans, the dream of owning a house becomes a reality earlier in life. As compared to the previous generations who saved all their lives to buy the h...
Dev Singhraha
HOME LOAN -
Explaining Some Home Loan Jargons
When it comes to taking a home loan, there are many loan lending banks and financial institutes willing to lend you the home loan. Often the terms associated with a home loan are a bit difficult for the people to understand. We explain all the terms ...
Dev Singhraha
HOME LOAN -
How to Avoid Falling Into a Debt Trap when Taking a Home Loan
Buying a home is a dream come true for most of us. And when the banks and the financial institutes are ready to give us the home loan for almost 80% the cost of the property, the dream becomes a reality pretty early in life. Not just the benefit of h...
Dev Singhraha
HOME LOAN
